Term Insurance
If you have a family that is dependent on you and you are the main breadwinner, you should definitely consider some form of life insurance and term insurance is one of the options available to you. Life insurance is becoming increasingly popular in Singapore and you have the choice of over 140 insurance companies some of whom are dedicated life insurance [...]
Savings Insurance plan coverage
Savings insurance, or endowment insurance as it is more commonly known, is a form of insurance that provides with life insurance cover for a specified period and also a means of saving where you can get a better rate of return than banks offer on deposits. If you die while the policy is in force, the insurer [...]
Savings Insurance Plan
Saving insurance (or endowment insurance as it is often known) can be more easily understood if you think of it as a scheme for savings that also provides life insurance cover. Life insurance cover is for a specified period that normally ranges from five years to 30 years in Singapore. If during this specified period, you should happen to die [...]
Personal Accident Insurance coverage
An accident can happen to anyone at any time. Even if you take the best possible care personally, there is no way in which you can prevent an accident happening to you. Because an accident can happen so suddenly, they can take you completely by surprise and it is therefore wise to think in terms of personal accident [...]
Personal Accident Insurance
An accident can happen to anyone at any point in time in their lives and personal accident insurance ensures that the family is protected against loss of income because of disability or debt and the necessity of having to shoulder large medical bills. You just have to walk into the emergency room of any hospital in Singapore and the chances are that [...]
Mortgage Insurance coverage
With the increasing incidence of people in Singapore acquiring residential property, there is also an increasing need to carry out the proper financial planning and ensure that, should anything unforeseen happen to the property owner, he and his family are protected from the financial consequences of defaulting on a mortgage as is the lender. The [...]
Mortgage Insurance
Mortgage insurance, which is also known as mortgage guarantee or mortgage indemnity guarantee, which compensates lenders for a mortgage loan in the event of default by the borrower. Mortgage insurance can either be public or private depending on who is issuing the policy. The issuer of the mortgage insurance will charge a premium which can be paid either [...]
Life Insurance coverage
Taking out a life-insurance policy in Singapore is not very different from taking out a policy in any other part of the world. There are several reasons why you should take out life insurance and probably the most important of these reasons is that you want to make sure that your family is not financially crippled if something should [...]
Life Insurance
Life insurance is a contract between the insurer and the insured where the insurer agrees to pay an agreed sum of money to a designated beneficiary upon the death of the insured. In return, the insured agrees to pay a sum of money to the insurer called a premium either in a lump sum or at [...]
Investment Linked Insurance coverage
Investment linked insurance has been popular in Singapore since the 1990s though the total premiums paid have dropped in recent years after peaking just before the financial crisis of 2008. This form of insurance is also commonly known as an ILP (Investment Linked Insurance Policy) and combines insurance cover with savings. The premium that you pay [...]
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